Borrow from a bank or a non-bank lender? The big banks that we know and love (haha) in Australia have been under intense scrutiny by regulators and forced to tighten their lending criteria. This is good, and Read more…
In many cases, loans with offset accounts mean borrowers can save significant amounts of money in repayments over the life of a loan. But an offset doesn’t work for everybody. Find out if an offset is Read more…
A Mortgage Broker Sydney, we are not in the business of forecasting the Reserve Bank of Australia’s (RBA) interest rate decisions. There are enough bankers and economists playing that foolhardy game. What we do, instead, is Read more…
‘Overcapitalising’. Even those who don’t know what it is can probably tell by the name that it’s nasty. Here we explain what it is, why it’s bad, and how to avoid it. Property Overcapitalisation The concept of overcapitalisation Read more…
How interest rates work Whether it’s radio talkback, TV current affairs or just chat in the workplace lunchroom, there is a lot of interest in interest in Australia. In the lead-up to the regular Reserve Bank of Australia Read more…
Redraw Explained – How You Can Save Money Redraw facilities are a typical component of many variable home loans, and they can save homeowners a significant amount of money over the course of the loan. Here are Read more…
People renovate for lots of reasons. Whether you’re doing the place up to sell, or just want to expand, modernise or refresh, it’s a great way to update and add value to your home… But Read more…
We can assist you in finding a better offer on a variable rate loan or a fixed-rate home loan. And our service won’t cost you anything! Comparing home loan deals It might be challenging to locate Read more…
Refinancing your mortgage means swapping out your existing home loan for a new one. It’s one of the most popular ways to change your loan conditions. Put simply, it entails paying off your current mortgage, shutting Read more…
For people looking to buy a home, mortgage brokers provide a valuable service. A broker can be helpful whether you’re just beginning your road towards home ownership or looking to upgrade or add to your investment Read more…
When getting a home loan, one of your alternatives is to get one with a redraw facility. Here’s what redraw is and why you should think about it. Redraw basics The redraw notion is straightforward: You can make extra Read more…
Following on from the upheaval driven by Covid-19, home loan interest rates are currently sitting at historic lows. The Reserve Bank of Australia continues to hold the cash rate at 0.10% and have indicated that they Read more…
