Loan Repayment Calculator
Use this calculator to estimate your home loan repayments. Lenders vary in how they calculate fortnightly and weekly repayments so, chat to us and we will help you find a repayment method that suits your best interests.
This calculator gives a general estimate only.
It is not a loan offer, quote, pre-approval or lending commitment. Your actual borrowing capacity depends on a full credit assessment, individual lender policy, fees and your personal circumstances. This is not financial or credit advice. Speak with one of our mortgage brokers before signing anything.
How do I calculate my loan repayments?
Enter your loan amount, interest rate, loan term and repayment frequency into the calculator, and it’ll estimate your repayments instantly. Because Sydney loan amounts tend to run higher, small rate or term changes can shift your repayment noticeably.
How much are repayments on a home loan in Sydney?
Repayments depend on your loan size, rate and term, but with Sydney’s higher average loan amounts, they’re generally larger than the national average for the same rate. Run your figures through the calculator to see an estimate specific to your loan.
Weekly, fortnightly or monthly repayments?
Some lenders halve or quarter the monthly payment and others multiply the monthly by 12 then divide by 26 fortnights or 52 weeks. Paying half the monthly payment or a quarter of the weekly means you pay more each year and will pay off the mortgage more quickly.