Refinance Feasibility Calculator
Explore the possibility of refinancing your loan for a better rate or to release some equity, or both!
This calculator gives a general estimate only.
It is not a loan offer, quote, pre-approval or lending commitment. Your actual borrowing capacity depends on a full credit assessment, individual lender policy, fees and your personal circumstances. This is not financial or credit advice. Speak with one of our mortgage brokers before signing anything.
How do you calculate a refinance mortgage in Sydney?
We take your current loan balance, interest rate and remaining term, then compare them against a new rate using a refinance calculator. Since Sydney loan sizes tend to be larger, even a small rate drop can make a bigger difference here than elsewhere.
How much could I save by refinancing my home loan in Sydney?
It depends on your current rate, balance and remaining term, but Sydney’s larger average mortgages mean the savings can add up quickly. Run your numbers through the calculator, then get a tailored comparison from one of our brokers.
What information do I need to calculate my refinance mortgage?
Your current loan balance, interest rate, remaining term and repayment frequency. If you’re refinancing an investment property, add your rental income for a more accurate result.