Let us take the stress out of Commercial Lending

Secure the finance you need to boost your business by working with our commercial loan experts.

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Hassle-free finance to help build your business

Whether your business needs financial assistance to grow, you require extra funds to support your day-to-day business operations or you are wanting to leverage your equity to expand or restructure our team at Mortgage Broker Sydney can help you! A mortgage broker advocates on your behalf with potential lenders, working in your best interests to find the ideal lending solutions for your business’ unique needs and circumstances.

We're the experts in business and commercial loans

Professional support is imperative when negotiating a good deal. With Mortgage Brokers Sydney, you can enjoy the personal touch. Your commercial loan will be managed from end to end by a single, experienced mortgage broker who will act in the best interests of your business.
Most large brokers are about quantity over quality when it comes to loans, however we do things differently here. Being a small business, our success thrives from word of mouth, which can only be achieved through delivering outstanding service. We will work with you to find the best solution for your business!

How Mortgage Broker Sydney can help you

Buying commercial real estate for your business or as an investment takes a significant amount of work. Having an experienced commercial loan broker on your team is essential in getting the best deal you can to help take your business further.
At Mortgage Broker Sydney, we can discuss your different financing needs and lender requirements, helping you navigate through the various loan options to find the one that is right for you. We offer a comprehensive consultation process which allows us to determine what you want from your loan, reviews your current circumstances and then recommends loans that best match your needs.

About Michael and Mortgage Broker Sydney

With 30 years of experience in the finance industry, Michael comes with extensive knowledge and passion for delivering the best outcomes for his clients. His background is wide ranging, from small home loans to successfully financing large commercial loans, so you can trust that you are in safe hands.
All of our mortgage brokers are fully accredited by the Mortgage and Finance Association of Australia (MFAA). We have completed the Diploma of Finance and Mortgage Broking Management and hold a full Australia Credit Licence under the National Consumer Credit Protection Act 2009. Most importantly, we take great pride in offering the best possible loan solution to each and every one of our clients.

Learn more about the Sydney team

A broad choice of commercial finance lenders

We deal with both big banks and small lenders, finding you the perfect loan that meets your needs. Leave the loan paperwork and administration to us so you can focus on what really matters – running your business!

Commercial finance is quite different to residential finance. The cost is generally incorporated within the fee structure charged by the prospective lenders. Any additional fees are disclosed in advance so that you can make an informed choice. Below are some of the finance lenders we work with.




Adelaide Bank

What customers say about us


What is a mortgage broker?

A mortgage broker acts as a middleman between you and potential lenders. The broker works on your behalf and in your best interests to provide lending solutions that offer competitive products and interest rates best suited to your individual circumstances and requirements. Mortgage brokers are licensed and regulated financial professionals.

Why use a mortgage broker?

A mortgage broker has access to a wide range of products from many different banks and lenders, rather than only one bank’s product options. A broker will interview you to assess your needs and goals and is then able to offer you choices so you can compare interest rates, repayment amounts and loan products. A mortgage broker will do the heavy lifting for you so you don’t need to waste time shopping around with different lenders whose products you may not qualify for. Using a mortgage broker can save you money by finding you the right loan for your circumstances.

What makes Mortgage Broker Sydney different?

Our brokers are experienced and knowledgeable on a wide range of products and policies. We are able to assist you in obtaining finance for home loans and investment loans as well as commercial ventures and asset finance. We are not a huge conglomerate and our boutique size means you get the attention you deserve. We will guide you through your options and help you understand different products and features so you can make an informed decision. Our process is designed to ensure you receive the best outcome for your needs which is why our customers provide such positive reviews.

Does Mortgage Broker Sydney charge fees?

We do not charge our clients a fee for our service. We are paid a commission by your selected lender for introducing you as a customer. We will provide you with clear and transparent information regarding our remuneration arrangements both generally when you first enquire, and then specially for the lender you choose.

At all times our advice is based on what is best for our customers, not any financial arrangements we have with the lenders. We are subject to strict regulations to ensure we act in our client’s interests and our business relies on the reviews and referrals we receive from those of you who use our service. Looking after our customers is our number one priority.

Does a Broker just help me get to settlement or do they provide an ongoing service?

Mortgage Broker Sydney will not only help you to find the right lender and product and settle your loan, but will provide ongoing service throughout the life of your loan. We receive a trailing commission from lenders which means there is no charge for our ongoing service. We want to ensure that your home loan is suitable for you now and in the future and can assist you with any questions that arise or any changes you might like to make to your loan, such as an increase to fund redecorations to your property or a switch in products.

We will touch base with you each year and at important milestones during your loan to check if you still have the best deal, to negotiate a better rate with your current lender, or to assist you with any new finance needs you might have.

How much do I need to save for a deposit?

Having a bigger deposit means you may not have to borrow as much money, reducing the amount of interest you will ultimately pay over the life of the loan. A larger deposit means less risk to the lenders and you are more likely to receive a competitive interest rate.

It is generally recommended that you have a deposit of at least 20% of the purchase price. However, as this may not be achievable for everyone, you can put down a smaller deposit. In most cases this means that lenders mortgage insurance will apply (see more details further on). First Home Buyers are able to put down as little as 5% deposit and may be eligible for various government grants, subsidies and schemes to further assist them.

The purpose you are purchasing for may also impact the level of deposit required. For example, you will generally need to save a larger deposit to purchase an investment property than for one you intend to live in.

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